What are the extra charges that a transaction comprises of?
Statutory levies like Karnataka Electricity Board (K.E.B), Bangalore Water Supply and Sewage Board (B.W.S.S.B), Sales Tax, etc.
Government levies like Stamp Duty and Registration
Service Tax extra
Car Parking if applicable as this depends on whether or not a slot is opted for.
Maintenance Charges.
Does approval from financial institutions increase the credibility of the builder?
Reputed institutions do not offer loan on projects with low credibility, only property with clear titles are approved by them.
What are the documents required to obtain a housing loan?
4 Passport size photographs.
Copy of Job contract.
One guarantor -- this is optional depending on the institution from which loan is obtained.
In the case of a resident Indian, documents required are as follows:
Salary statement / Balance sheet
One guarantor - this is optional depending on the institution from which loan is obtained.
If you feel that more info can be added, kindly email us. We shall look into providing the same. |